WESTCARE SUMMARY OF BENEFITS

Health Insurance:
Anthem Blue Cross HRA Plan.
WestCare pays employee premium after employee contribution
Employee pays for spouse/dependent coverage

Vision Insurance:
Anthem Blue Cross
WestCare pays employee premium after employee contribution

Dental Insurance:
Lincoln Financial Group (LFG)
WestCare pays employee premium after employee contribution

Short-Term Disability:
Lincoln Financial Group (LFG)
Sickness/Accident
7-day Elimination Period
13-week Benefit Period
60% of gross weekly earnings to $1,000 weekly maximum
Monthly premium based on amount selected

Long-Term Disability:
Lincoln Financial Group (LFG)
Sickness/Accident
90-day Elimination Period
Benefits paid to age 65
60% of gross weekly earnings to $1,000 weekly maximum
Monthly premium "age-banded" and based on amount selected

Life Insurance:
Lincoln Financial Group (LFG)
Employer-paid life insurance policy on employee
Option to purchase additional insurance for self, spouse, children

Flexible Spending Account (FSA) Administered by ADP:
Health Insurance premiums, non-reimbursed medical expenses and day-care expenses paid for in pre-tax dollars, reducing the amount of taxes taken out of your check, possibly increasing your take-home pay

Retirement/Investment-401(k):
By TransAmerica

• Eligible to participate the 1st of the month after 90 days of employment
• Must be scheduled to work a minimum of 1000 hours per year
• Employee contribution up to legal maximum
• WestCare matches 100% of employee contribution up to the first 3% of the employee’s salary, plus 50% match on the next 2% contribution
• 100% immediate vesting

Retirement/Investment Program

• Eligible to participate at the first calendar quarter after one year of employment
• Must be scheduled to work a minimum of 1000 hours per year
• WestCare may contribute up to 3% of employees annual salary each year (discretionary)
• 100% vesting after 4 years of employment

Bank Discounts:
Discounted services available to WestCare employees through Bank of America

Holidays:
9 "traditional" holidays
2 "floating" holidays annually

Vacation:
2 weeks/year in the first year
3 weeks after 3 years
4 weeks after 5 years
5 weeks after 10 years
Accrued balance paid upon termination of employment

Other Benefits:
Sick leave accrual (8 hours/month)
Catastrophic leave program
Bereavement leave
Professional development funds
Employee Assistance Program
Employee wellness program